First Choice Debt Solutions targets businesses and blue-collar workers to mitigate long outstanding debt and other MCA Debts while protecting your credit score, ensuring your business continues to run smoothly.

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Titan Guard Services - Security Company

Titan Guard Services, a private security company, was facing extreme financial pressure due to a heavy weekly repayment schedule. Although the business was operating steadily, paying $7,500 every week made it almost impossible to maintain proper cash flow.

WellSpring Health Care Solutions

WellSpring Health Care Solutions started its practice with a mission to bring affordable and accessible care for the well being of the larger community. Dr. Karen is the owner of this company. As demand for her services grew, she needed quick funding to bridge the gap between covering new medical equipment and operational costs, she took a Merchant Cash Advance (MCA).  

NextStep Business Services - Administrative Support

NextStep Business Services had built a solid reputation to help small companies with administrative and back-office support. The business owner Julia was growing steadily until unexpected expenses hit and she took quick funding through a Merchant Cash Advance (MCA).  

HarborTech Marine Services - Marine Services

HarborTech Marine Services had built a strong reputation along the coast for his dependable maintenance and repair work on commercial vessels. But when seasonal slowdowns hit and parts costs rose unexpectedly, he took a Merchant Cash Advance (MCA) to stabilize his cash flow and keep projects moving.  

Silk and Cotton Boutique - Retail

Rachel is the owner of Silk and Cotton Boutique. She had built her retail store with curated fashion and personal touch. But when sales slowed during the off-season and inventory costs continued to climb, she took a Merchant Cash Advance (MCA) for quick working capital.

Harvest Table Café

Isabella is the owner of Harvest Table Café. She had always put her heart into serving wholesome meals to her community. Her business was steady but the food prices surged and a kitchen renovation ran over budget, she took a Merchant Cash Advance to manage the shortfall.

BlueWave Marine Services

David is the owner of BlueWave Marine Services. He had spent several years to build a trusted name in coastal maintenance and boat repair. When a series of unexpected payments hit, he was compelled to take out a Merchant Cash Advance (MCA) to keep his operations going.

Polaris Home Solutions- Service Business

Samantha was the owner of Polaris Home Solutions, a small service business offering home maintenance and cleaning solutions to busy families. Her commitment to quality work had gained her loyal clients, but when unexpected equipment repairs, along with rising supplier costs, hit all at once, she turned to an MCA as a means of staying afloat.

The Rustic Fork- Restaurant

Mark, the owner of The Rustic Fork, had always dreamt of opening a restaurant where families could come in and enjoy great food with equally great company. But with growth comes increased expenses. He was struggling to fulfill those expenses, so he took an MCA.

Willow Mart - A Retail Business

A family-owned retail establishment, Willow Mart, was continuously straining its cash flow and operations.

Corey - Construction Company

Case study overview of construction supply business that was struggling to stay afloat.

Abert - Refrigeration Service

Case study overview of Abert Refrigeration Service

Recent Settlements

Client IndustryOld BalanceNew BalanceOriginal PaymentNew PaymentType of CaseWho Makes Payment
Construction$12,575$11,275$531 / week$135 / weekMCAFCDS
Transportation$5,362$4,000$670 / week$237 / weekMCAClient
Retail$65,232$62,565$812 / week$390 / weekMCAFCDS
Manufacturing$20,482$15,000$612 / week$400 / weekMCAFCDS
Service$21,600$21,400$15,000 / week4 wks @ $350 → 4 wks @ $500 → $750 / weekMCAFCDS
Retail$35,942.80$28,000$972 / week$565 / weekLawsuitFCDS
Professional Services$26,263.05$11,618.10$2,366.70 / week$300 / weekMCAFCDS
Retail$9,146.75$7,200$1,295 / week$300 / weekMCAFCDS
Services (SPPC/Lendini)$13,000$11,000$350 / week$175 / week (4 weeks)MCAClient
Roofing$104,125$90,000$3,150 / week$850 / weekLawsuitFCDS
Painting Contractor$80,980.71$80,980.71$2,500 / week$1,000 (6 months) → $2,200 / week afterwardMCAClient
Services$5,000$3,621.15$355 / week$125 / weekMCAClient
Restaurant$19,572$19,000$1,230 / week$321.72 / weekMCAFCDS
Services$4,442.934000$493 / week$268.03 / weekMCAClient
Marine Services$10,653.22$8,124 → $7,004 after lien credit$1,776.65 / week$300 / weekLawsuitFCDS
Restaurant$6,510$5,000$715 / week$145 / weekLawsuitClient
Retail$42,482.50$38,500$1,671 / week$370.30 on 9/29 → $1,652.80 monthly (starting 10/25)MCAFCDS
Security$20,000$20,000$7,500 / week$200 / weekMCAClient
Services$15,683.45$14,000$1,554.35 / week$318.18 / weekMCAFCDS
Health Care Solutions$3,271.66$2,700$298 / day$1,000 due 9/30 → $1,000 due 10/5 → $700 due 10/12MCAFCDS
Marine Services$12,272$10,000$462.50 / week$275 / weekMCAFCDS
Services$24,000$21,000$499.67 / week$250 / weekLawsuitClient
Services$24,000$22,000$1,510.85 / week$300 / weekLawsuitClient

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