First Choice Debt Solutions targets businesses and blue-collar workers to mitigate long outstanding debt and other MCA Debts while protecting your credit score, ensuring your business continues to run smoothly.
Get In Touch
Phone number Call Us: 000-222-9090 
Email addresshello@firstchoicedebtsolutions.org
3009 Arthur Kill Rd, Staten Island, NY 10309, United States+1 (888) 521-4220
Don't be a victim to
Merchant Cash Advances
Choose your debt amount - $50,000
Pay as little as
1,350+ Clients
“ From the start I felt I was in good hands. This is not an easy, fun process, but the entire team has been so supportive and helpful. Janice has truly been my ROCK! I am so happy I made the decision to work with First Choice. ”
“ Excellent Company to negotiate, educate, and provide Financial Support Services with more than just outstanding results. This company really takes the best care of it’s clients and goes above and beyond to in order to get the Job done right and quickly. Thank you Mrs. Cerello, Mr. Tom and Mr. Ralph!!! ”
“ Extremely efficient team. Did the work exactly as described and communicated above and beyond. 6 stars. Saved me a ton of money. Very polite too. ”
Regain your Financial
Freedom with us!
First Choice Debt Solutions help business owners to regain control of their cash flow by eliminating bad debts to rebuilding credibility and ensuring financial stability.
Take back control of your finances with Aggressive Debt Management and Mitigation Services
Our Process
Discovery Call
Step 1
Book a free, confidential consultation with one of our Senior Debt Relief Specialists
Custom Proposal & Agreement
Step 2
Get ready to be wowed by a tailored plan that seamlessly aligns with your vision, complete with bundled services and transparent terms - no surprises, just results.
Onboarding Kickoff Meeting
Step 3
Welcome to the VIP club! Gear up for a VIP experience, complete with meeting your team, and getting a clear roadmap to operate your business with confidence and a clear head.
Strategic Planning & Setup
Step 4
Buckle up, because we're about to conduct a deep dive audit, implement a comprehensive debt relief plan, and set you up for success financial stability.
Transform Your Life and Your Business by focusing on what you do best — Growing your Business!
Our Recent Results
Corey - Construction Company
Abert - Refrigeration Service
Robin - Appliance Store
Client Results
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We Serve
What Makes us Your Perfect Partner ?
Specializing in MCA debts, we convert multiple high daily payments into 1 low weekly payment for business owners of construction, trucking, restaurants, healthcare, auto repair and many more industries to get you debt free within 6-8 months
- Protect Assets
- Manage MCA Debt
- Financial Stability
Blog & Insights
The New Debt Trap: Easy Access to Credit, Hard Exit
While access to credit has become easier, getting out of that credit has become harder. This is the new debt trap. It does not begin with struggle. It begins with convenience.
Why Small Businesses Are Defaulting More in 2025–2026
Across the US, more small businesses are falling behind on payments in 2025 and 2026. This is not limited to one industry. It is visible in retail, services, logistics, and even online businesses.
The Rise of Private Credit: Why Businesses Are Borrowing Outside Banks
Over the past few years, more businesses in the US have started borrowing outside traditional banks. This shift is not small. It is a major change in how businesses access capital.